Does Scorvia connect to my client's bank or brokerage accounts?

No. Nothing is synced, aggregated or read from an account. Your client answers questions, and the answers are what the report is based on. That is a real limitation if you want live balances, and a real advantage if you want to know why someone spends the way they do - a feed can tell you a transaction happened, but not what the client was thinking when it did.

Is this a regulatory suitability or KYC questionnaire?

No, and it should not be used as one. Suitability assessments, risk-profiling questionnaires and KYC checks are defined by your regulator and your firm's compliance process, and Scorvia has no validated risk-scoring model behind it. Keep running your compliance questionnaire exactly as you do now. Scorvia is for the discovery conversation around it - the part that is currently a Word document and an hour of your evening.

Does AI give investment advice?

No. It drafts questions and it drafts a report from the answers your client gave. Every recommendation in that report is one you write, edit or approve before anyone sees it, because reports land in your review queue rather than your client's inbox. The advice is yours and stays yours.

How do clients set monthly, quarterly and annual goals?

Through the recommendations section of the report and the sessions that follow it. The report gives you a written baseline of where the money is going and how the client thinks about it; you turn that into the actual targets, either as recommendations in the report itself or in the session booked directly from the report page. Scorvia is not a budgeting app with a savings tracker - it is where the diagnosis is written down and agreed.

Can I check in with clients weekly or monthly?

Yes, two ways. Reassign a short assessment on whatever cadence you want - the same questions monthly or quarterly, so the answers are directly comparable - and use post-session feedback surveys, which support star ratings and branching, to see how the sessions themselves are landing. The comparison is only meaningful if the questions stay identical, so fix the check-in set early and resist rewriting it.

What kind of questions does it write for finance?

Questions written in the vocabulary of the specialization you picked. A cash-flow assessment asks about the months that go wrong rather than the average month; a risk assessment asks what the client actually did in 2022 rather than how they rate their risk tolerance out of ten. You keep what fits, rewrite what nearly fits, and add your own - the AI draft is a starting point you own, not a fixed template.

Is my client data used to train an AI model?

No. The questions you write, the assessments you build and the reports you approve belong to your practice. Client records are private to your account, never shared between accounts and never sold on. The only thing the system remembers is which suggestions you kept and which you dismissed, so the next batch reads more like your own writing - a preference signal, not a training set.

AI-Driven Assessment for Financial Advisors

For advisors and planners

Start free

No bank or brokerage connection
Not a suitability or KYC questionnaire
You approve every report
Hosted, white-label or source code

Ships configured for

01
Investment Advisory
02
Wealth Management
03
Financial Analysis
04
Tax Planning
05
Risk Management

Client discovery
Money behaviour
Cash-flow questions
Risk conversations
Progress check-ins

AI-drafted questions
Your review queue
Advisor note
Branded PDF
Client Groups
Session booking

The change

The difference

Why it matters

Coverage

The five finance specializations Scorvia ships with, and what an assessment in each one tends to ask about
Specialization	What an assessment in this area tends to ask about
Investment Advisory	Existing holdings and why they were chosen, what happened in the last downturn, time horizon, and the gap between stated and demonstrated risk appetite
Wealth Management	Whole-picture position, family and succession intentions, liquidity needs, and what the money is ultimately for
Financial Analysis	Income stability, monthly outgoings, where the surplus goes, and which months break the pattern
Tax Planning	Allowances used and unused, structure of income, timing decisions, and what the client currently does not know they are paying
Risk Management	Protection already in place, dependants, worst-case exposure, and the events the client has never priced

The build

01
Pick your specialization
Set your industry and the specialization inside it. Investment Advisory, Wealth Management, Financial Analysis, Tax Planning and Risk Management ship configured, or you define your own.
02
Let the AI draft the questions
The AI writes a first-draft question set in the vocabulary of that specialization, including the behavioural questions about spending and risk that a document template usually leaves out.
03
Make it yours
Keep what fits, rewrite what nearly fits, add your own multiple-choice, true/false or open-text questions, and branch the set so clients only answer what applies to them.
04
Send it to the client
The client gets their own login and answers one question at a time, with progress saved so they can stop and come back.
05
Review, add your note, approve
The report is drafted when you open it. Rework any section, add your advisor note above the AI's work, preview the client-facing version, and approve. Nothing reaches the client until you do.
06
Reassign it later to track progress
Send the same assessment again on a monthly or quarterly cadence. Because the questions are identical, the answers are directly comparable.

The report

What is in the draft

01
Executive summary
02
Key findings
03
Strength areas
04
Improvement areas
05
Recommendations

After the first report

Reassign the same assessment on a cadence.
Monthly, quarterly, or whatever the engagement calls for. Because the questions are identical each time, the answers are directly comparable, which is the only way to show a client that the thing they were worst at in January has moved. Keep the check-in set short and do not rewrite it, or you lose the comparison.
Use post-session feedback surveys.
Star questions with branching, giving you the average rating, the full distribution and comments split into positive and critical. This tells you how the sessions are landing, which is a different question from whether the client's finances are improving. Both are worth knowing.

If you are running a cohort — of a workplace financial wellbeing program, a group of new investors - Client Groups assign one assessment to a named set of people at once and return an individually drafted report for each person, not one merged average.

Straight answers

Not account aggregation.
No bank or brokerage connection, no live balances, no transaction feed. Clients answer questions; that is the input.
Not a suitability or KYC questionnaire.
There is no validated risk-scoring model and no regulatory alignment. Keep running your compliance process exactly as it is.
Not advice.
The AI drafts; every recommendation is written or approved by you before it reaches anyone.
Not a budgeting app.
There is no savings tracker and no spending dashboard. Goals are written into the report and agreed in the session - the diagnosis, not the daily ledger.
No public or anonymous links.
Clients are invited and answer under a login, which is right for a paid engagement and wrong for a lead-capture quiz.

The comparison

How Scorvia compares with a questionnaire document and with a form tool across six aspects of running client discovery
What changes	A questionnaire document	A form tool	Scorvia
Who writes the questions	You, once, then edit forever	You	AI drafts for your specialization, or you write them
Client experience	A PDF to fill in	A form link	Own login, saved progress, report history
Who writes the report	You, every time	You, from an export	AI drafts, you rework and approve
Behavioural questions	If you thought to add them	If you thought to add them	Drafted into the set by default
Comparing month to month	Manual	Manual	Reassign the same set, compare in one place
Your time per client	An evening	An evening	Review time

Ownership

Deployment

Scorvia is sold hosted, white-label, and with source code available. Advice firms and financial education businesses generally take one of the latter two, because the assessment carries their name and because that is where deployment into an existing environment is handled. Built by Fly IT Solution.

Hosted
White-label
Source code

Questions

Last updated 7 September 2026. Reviewed by Ankush Tarika, Financial Planner.

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AI-Driven Assessmentfor Financial Advisors

What AI-driven assessment changes

Spending, saving and the reasons behind both

Which finance specializations does it cover?

How to build a client discovery assessment in Scorvia

Pick your specialization

Let the AI draft the questions

Make it yours

Send it to the client

Review, add your note, approve

Reassign it later to track progress

What the report gives you

How do you track progress after the first report?

Reassign the same assessment on a cadence.

Use post-session feedback surveys.

What this is not

Not account aggregation.

Not a suitability or KYC questionnaire.

Not advice.

Not a budgeting app.

No public or anonymous links.

Compared with how most advisors run discovery

Your questions and your client data stay yours

Under your own brand

Common questions